AFTER YOU READ
A
cause
is the thing that makes something happen. An
effect
is a change that is
caused by something. Events are often related by cause and effect—the first event
is the cause and what follows is the effect. Being able to
identify cause-and-effect
relationships
can help you understand the importance of different actions or events.
Reading Skill
Read the Reading Skill. Then read the article again. Find 3 events (causes) and what
happens next (effects) when people do not review the credit card offers carefully.
Cause
Effect
1.
fooled by an introductory rate
pay high interest charges
2.
3.
4.
VOCABULARY STUDY
Adverbs with
-ly
An adjective (a word that describes a noun) can often be changed to an
adverb
(a word that describes a verb) by adding
ly
to it. Note that not all words that end
in
ly
are adverbs.
Adjective Example
Adverb Example
slow
Jim is slow.
slowly
He walked slowly.
loud
The bell is loud.
loudly
The bell rang loudly.
clear
The instructions were clear.
clearly
The teacher spoke clearly.
Build Your Vocabulary
Read the Build Your Vocabulary note. Then underline the verb in each sentence below.
Complete the sentences with adjectives from the box. Use the adverb form.
careful frequent quick
1.
People
get credit card offers in the mail.
2.
Rates on credit cards can rise
in a short time.
3.
Review any credit card offer
before you sign an agreement.
GROUPS OF 3
What are the advantages and disadvantages
of using a credit card? What are the advantages and
disadvantages of paying in other ways?
WHAT DO YOU THINK?
ON THE WEB
For more information, go online and
search “credit card mistakes.” Find
one new credit card mistake and
report back to the class.
UNIT 8
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